Advisory Services

Includes security selection, portfolio construction, and professional money management. As an investor, you’re faced with an uncertain and volatile financial marketplace further complicated by the wide array of investment options available to you. For investors who would like to free themselves from the need to continually monitor asset allocation and portfolios, we have access to a wide array of advisory programs designed to match your custom needs.

Annuities

Annuities are designed to help you grow and protect your retirement income. We can assist you in the customized selection of fixed and variable annuities best suited for your individual needs. We will discuss in detail the types and benefits of annuities and how they may fit into your portfolio. Patterson Breig Wealth Partners has relationships with numerous quality insurance companies.

Alternative Investments 

Alternative Investments provide opportunities beyond traditional stocks and bonds, helping to diversify your portfolio and manage risk. These may include real estate, private equity, hedge funds, or commodities. These non-traditional investments can offer portfolio diversification and potentially higher returns but are often more illiquid, complex, and risky than conventional investments. We will guide you through the potential benefits and considerations of these investments to determine whether they align with your financial objectives and risk tolerance.

Business Services

Support for business owners, including business succession planning. A well-crafted succession plan aims to benefit everybody involved – the departing owner, their family, the business, and the successor. However, organizing and effectively managing your personal and business affairs can be a daunting task when you are building, growing, and running an organization. With the extensive resources of Patterson Breig Wealth Partners, we work closely with business owners to help maximize enterprise value and achieve long-term success.

Cash Management

We will work closely with you to develop a cash management strategy that balances accessibility, stability, and growth. Whether you are looking to manage operating cash, plan for near-term expenses, or put idle funds to work, we can help you make confident, informed decisions. 

Estate Planning Strategies

Estate planning strategies encompasses more than the distribution of your estate to your heirs. It is a process designed to identify the best way to accumulate, preserve, and pass on your wealth by implementing a plan to meet all your objectives. A carefully prepared estate plan can help you address lifetime management issues and ensure you are financially prepared to meet with an estate planning attorney.

Investment Planning 

Our disciplined planning process accounts for your short- and long-term goals, your tolerance for risk and your stage of life, while also keeping a watchful eye on today’s complex domestic and global markets. Our investment plans offer a high degree of personalization that matches your investments to your goals and ability to take on risk. We analyze each potential opportunity to find just the right ones for you, your family and your goals, while also helping to manage your liabilities so you feel confident in your complete financial picture.

Retirement Planning

We will help you navigate the path to retirement with clarity and confidence. From projecting future income needs to evaluating Social Security options and retirement account strategies, Patterson Breig Wealth Partners offers personalized planning to help you plan so your lifestyle is supported throughout retirement. Our goal is to provide a clear roadmap that adapts with your changing circumstances over time. We can help you find the right plan and the right investments to help pursue your retirement goals early in your career or actively contemplating retirement.

401(k) Distribution Options

If you’re changing jobs or retiring, you’ll need to decide what to do with assets in your 401(k) or other qualified employer-sponsored retirement plan. These savings can represent a significant portion of your retirement income, so it’s important you carefully evaluate all of the options.

Philanthropic Services

We will work closely with you to fulfill your philanthropic endeavors in a tax-efficient manner through charitable giving strategies, including endowments, private foundations, and donor-advised funds. While Patterson Breig Wealth Partners does not provide legal or tax advice, we work in tandem with your CPA and estate attorney to bring light to complex issues that you may not have considered.

Wealth Management

We understand that you have a unique set of circumstances that shape your financial goals and objectives. We are committed to acting in your best interest, providing holistic financial strategies that address all aspects of your financial situation. We will work with your attorney and tax accountant to create a customized plan tailored to your unique goals. We coordinate every facet of your financial life, from investment management and tax strategies to estate and retirement planning.

Alternative investments, such as hedge funds, funds of hedge funds, managed futures, private capital, real assets and real estate funds, are not appropriate for all investors. They are speculative, highly illiquid, and are designed for long-term investment, and not as trading vehicle. These funds carry specific investor qualifications which can include high income and net-worth requirements as well as relatively high investment minimums. The high expenses associated with alternative investments must be offset by trading profits and other income which may not be realized. Unlike mutual funds, alternative investments are not subject to some of the regulations designed to protect investors and are not required to provide the same level of disclosure as would be received from a mutual fund. They trade in diverse complex strategies that are affected in different ways and at different times by changing market conditions. Strategies may, at times, be out of market favor for considerable periods with adverse consequences for the fund and the investor. An investment in these funds involve the risks inherent in an investment in securities and can include losses associated with speculative investment practices, including hedging and leveraging through derivatives, such as futures, options, swaps, short selling, investments in non-U.S. securities, “junk” bonds and illiquid investments. The use of leverage in a portfolio varies by strategy. Leverage can significantly increase return potential but create greater risk of loss. At times, a fund may be unable to sell certain of its illiquid investments without a substantial drop in price, if at all. Other risks can include those associated with potential lack of diversification, restrictions on transferring interests, no available secondary market, complex tax structures, delays in tax reporting, valuation of securities and pricing. An investment in a fund of funds carries additional risks including asset-based fees and expenses at the fund level and indirect fees, expenses and asset-based compensation of investment funds in which these funds invest. An investor should review the private placement memorandum, subscription agreement and other related offering materials for complete information regarding terms, including all applicable fees, as well as the specific risks associated with a fund before investing.